HFS's Cars

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homeforsummer

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HFS's Cars

This thread has now become a general thread for any cars that I have owned, would like to own and will soon own! Didn't expect to hold on to the MX5 for such a short space of time...

"Sadface" - 1998 Ford Fiesta 1.3 Finesse - 03/03-09/09 - Sold

DSC_0316-2.jpg



"Danger Mouse" - 1991 Mazda MX-5 - 09/09-10/10 - Stolen and wrecked


Mazda MX-5 by Vitesse Photography, on Flickr


"Panda" - 2008 Fiat Panda 100HP - 10/10-05/12 - Sold


Fiat Panda 100HP at Reims by Vitesse Photography, on Flickr


"Rover" - 2001 Rover 75 Club CDT - 06/12-08/12 - Sold


Rover 75 CDT Club by Vitesse Photography, on Flickr


Last edit: 7th December 2012.
 
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AVOID AVOID AVOID the VTi.


The insurance will eat you alive. VTiRoj has one (Surprise?) and if he were to insure it himself, 8k a year. His dad? 4k. It might go lower but no matter how you slice it the insurance is more than you can hypothetically get the car for. And that's for the exact model you're looking at, the 1.8L 5-door.


My contribution... An older Sierra. Smallish, RWD, not horribly ugly, and available quite cheaply from what I've heard.
 
Funnily enough, I saw a Paseo today. Driven by a bloke. It did not look right.

I'll be useless here, as I will try my best to fall in love with about the blandest and most anonymous cars known to man. I'm currently trying my best to hunt down a 1996 Ford Mondeo Verona, for example. Anyway, Mr Bland here loves the Bora and the Toledo, although neither of them would look particularly at home on a track.
 
Whats the highest insurance group you could insure cheaply?

About 16. Methinks the Alfa is group 16, and it's around £450 for insurance. (EDIT: Correction, under £400!)

AVOID AVOID AVOID the VTi.

The insurance will eat you alive. VTiRoj has one (Surprise?) and if he were to insure it himself, 8k a year. His dad? 4k. It might go lower but no matter how you slice it the insurance is more than you can hypothetically get the car for. And that's for the exact model you're looking at, the 1.8L 5-door.

I've no need to avoid it. It's on this list because I can insure it for no more than about £400-450. Trust me, I've checked. (EDIT: Correction, around £360!)

My contribution... An older Sierra. Smallish, RWD, not horribly ugly, and available quite cheaply from what I've heard.

God no. Have you even seen my choices above? There is no reason in the world I'd buy a Sierra. I wouldn't even have a Sierra for a tenth of my budget.

Funnily enough, I saw a Paseo today. Driven by a bloke. It did not look right.

I'll be useless here, as I will try my best to fall in love with about the blandest and most anonymous cars known to man. I'm currently trying my best to hunt down a 1996 Ford Mondeo Verona, for example. Anyway, Mr Bland here loves the Bora and the Toledo, although neither of them would look particularly at home on a track.

The Paseo was a high choice at one point but the idea is slipping as I realise there are actually some very nice cars out there for similar money and insurance.

As for the Bora and Toledo, picking the right engine would still give me a bit of fun. I'd have plans for them anyway, subtle modification down the line as and when I could afford it.
 
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I don't see the reason for hating the Sierra.

The only reason it flopped here as the Merkur XR4Ti is because it cost more than cars that performed noticeably better.

So mind explaining?
 
I don't see the reason for hating the Sierra.

The only reason it flopped here as the Merkur XR4Ti is because it cost more than cars that performed noticeably better.

So mind explaining?

The US 'Sierra' doesn't really suffer from the same image problems as ours does. Your Sierras are rare-ish, high powered version only cars. Our Sierras are ancient jelly mould shape family cars that were never really loved from the moment they left the Dagenham womb. Now, you'll either find one here:

DSC_6744.JPG


(That's an Escort, but you get the idea)



Here:

car245whatadriver.JPG




Or here:

scrapped%20car.jpg




And as for the one you might actually consider buying for performance...

1154b47c98.jpg


It's positively chavtastic. And horrible to insure, I should imagine - a 244bhp AWD car with no alarm or immobiliser that thieves absolutely adore. And way out of budget, actually.


It might be a little harsh, but that's the reputation it's developed over here. He's more likely to be taken seriously driving around in a bin liner, I'm afraid.
 
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Yikes.

I wouldn't give a rat's ass though. I'd buy one just because generally they're so cheap that they make perfect disposable transport (IE if they last three tanks of gas they've paid for themselves) and c'mon, image can't be THAT important can it? (Says the kid who has a Jag... I know, I know)
 
On your list I would say the Alfa, it's such a good looking car. Well ok you do have the reliability issue with it but come on how can you pass over a design like that? It's brilliant!

Now I'm not sure how the whole UK car thing works with insurance and MOT certifications, it's something I've never really discussed with relatives. So please bear with me if I'm a bit off the mark.

- Vauxhall Tigra, I know Vauxhall's get a bad rap in Europe but I've always though they were cool little cars.

- Ford Mondeo, it looks like you can get one from 2000 in your price range and based on the Contour we got here in the states I have to imagine it's a decent car. There is always at least one or two Contours at autocrosses so I have to imagine they aren't awful.

- Mazda 323, I know we got something different here in the states then you did in the UK (or is that wrong?) but it always seemed like a pretty decent car.
 
A 323/Familia is nice, and should be on the list if you're considering the VTi. Similar performance, similar potential, similar practicality.

The VTi choice alone negates the Paseo... since the VTi is superior in every way (except fuel economy, but the difference isn't that big).

The GTV looks fantastic. But it's still an Alfa. You'd have to love Alfas and have a deep knowledge of the possible problems to own one.

The Miata is probably the most fun car there, but as an only or first car... pass. Same goes for the MR2s. for an only car / first car, even if you don't care about the impracticality of two seats, you want to leave your options open... for example, if you move up a notch in terms of expendable income and can thus afford to upgrade, you won't have as big a problem selling off and buying something else.

I like the idea of a 318. I agree... it's the prettiest of the modern BMWs, not so modern as to be too expensive to maintain, and yes, the age gives you tax perks. A lot will depend on the condition of the car you get, but driving around in one would be fun. As would be the MkI GTi or the Saab.

Damn, you've got me thinking now... I've always had an eye for E30 320is.... :lol: ...and I can actually afford to go out and buy one and have it refurbished without batting an eye... but my wife would kill me if she found out I'd bought yet another car... :lol:
 
I think there is one major piece of hardware missing:

97_toyota_celica-2.jpg


You can get a late-gen one for right in your price range, and at least in my opinion, if you're going to be considering MR2s and Preludes, this is an important one to keep in mind. Dynamically, they are very good cars that are easy to drive around town and a bit "briskly" on the back roads. Only problem is that you guys got stuck with not-so-good engine choices in Europe, so I can understand if you do wish to pass.

===

Just a thought...

What do the French have to offer?

- 205/206?
- Clio? Berlingo (har)?
 
So mind explaining?

What Jondot said. Plus they're nowhere near interesting enough for me. I want something more exciting than my Fiesta, and a basic Sierra's handling is terrible in comparison. The majority of 80s-early 90s Fords were awful as standard.

I'd buy one just because generally they're so cheap that they make perfect disposable transport

I don't want disposable transport. It'll only be my second car, and the reason I've waited over five years is so that I can insure something more special, even if I can't spend that much actually buying it. Interestingly though, I did have a fleeting look at Jags like yours after I saw your thread!

On your list I would say the Alfa, it's such a good looking car. Well ok you do have the reliability issue with it but come on how can you pass over a design like that? It's brilliant!

Now I'm not sure how the whole UK car thing works with insurance and MOT certifications, it's something I've never really discussed with relatives. So please bear with me if I'm a bit off the mark.

- Vauxhall Tigra, I know Vauxhall's get a bad rap in Europe but I've always though they were cool little cars.

- Ford Mondeo, it looks like you can get one from 2000 in your price range and based on the Contour we got here in the states I have to imagine it's a decent car. There is always at least one or two Contours at autocrosses so I have to imagine they aren't awful.

- Mazda 323, I know we got something different here in the states then you did in the UK (or is that wrong?) but it always seemed like a pretty decent car.

Thanks for the good response Joey 👍

The Alfa is very tempting. As for the Tigra, the styling has taken 14 years to grow on me and I actually kinda like it, but the rest of the car isn't even close to anything I've listed above! The Mondeo is too boring - I respect them as good cars and a V6 would be nice, but it isn't special enough for me when I could have the Bora or Civic VTi instead if I wanted something practical. The 323 is a reasonable car but again, I've got the option of something like that Civic so the 323 doesn't really get a look in.

As for insurance, there's a grouping system going from 1-20, but it's very vague (group 20 is anything from an Impreza to an Enzo). The lowest grouping of my choices is the Paseo at gp5, the highest the Alfa at gp16, and yet there's only a £250ish difference in their insurance cost over the year. Actually, I'll post the quotes I've got for all the cars above so you can see what costs what (all are roughly £1500 value, I'm 23, and live in a decent area):

BMW 316i 2dr '88 £174.60
VW Golf GTI mk1 1.6 '76-83 £188.25
Toyota Paseo ST 1.5 '96-97 £220.96
VW Bora Sport TDi 110bhp '99-00 £235.20
VW Bora Sport 2.0 '99-06 £248.85
SAAB 900 Turbo 16 3dr '84-87 £304.50
VW Bora V5 '99-00 £322.35
SEAT Toledo V5 150bhp '99-00 £329.70
Honda Civic VTi 5dr 1.8 '97-00 £364.35
Alfa Romeo GTV 2.0ts '97 £389.55
Honda Prelude 2.0 '97-99 £478.53

Now, I obviously haven't quoted the earlier Prelude, and with the later one I have a sneaking suspicion I did it ages ago when the value of the car was higher. You'll also see my BMW quote was for the 316 - I'd expect the 318is to be over £200. I haven't quoted either MR2 yet, but from an earlier one I did I'm pretty sure they're both around £350-400. As you can see, the classics (Golf, 900, 316) are clearly cheaper - I do few enough miles that they can be considered for a "classic" policy.

The other cost to consider is road tax. Currently I pay £120 a year. All the cars above save for the Paseo are £180 a year I think, because the cut off limit is something like 1550cc, and my Fiesta and the Paseo are both under this. None of the cars are post-2001, otherwise I'd be paying according to their CO2 emissions.

The Miata is probably the most fun car there, but as an only or first car... pass. Same goes for the MR2s. for an only car / first car, even if you don't care about the impracticality of two seats, you want to leave your options open... for example, if you move up a notch in terms of expendable income and can thus afford to upgrade, you won't have as big a problem selling off and buying something else.

That's an interesting point for me to consider, thank you.

I like the idea of a 318. I agree... it's the prettiest of the modern BMWs, not so modern as to be too expensive to maintain, and yes, the age gives you tax perks. A lot will depend on the condition of the car you get, but driving around in one would be fun. As would be the MkI GTi or the Saab

The BMW is certainly one of my top options, probably one of the best mixes of style/practicality/fun/running costs etc on the shortlist.

You mention condition - the picture I used of the 318is is on UK ebay at the moment, absolutely immaculate, unmolested and not a stratospheric mileage, and it's only £1500, pretty much on the dot. If I was changing my car now I'd buy it today.

Damn, you've got me thinking now... I've always had an eye for E30 320is.... :lol: ...and I can actually afford to go out and buy one and have it refurbished without batting an eye... but my wife would kill me if she found out I'd bought yet another car... :lol:

I considered the 320i actually, I'd like one of the straight-sixes, but the 325i is more than I'm willing to pay on insurance, and the 320i doesn't have enough performance advantage over the 318is to justify the 10mpg less it gets! :sly:

I think there is one major piece of hardware missing:

*Celica*

You can get a late-gen one for right in your price range, and at least in my opinion, if you're going to be considering MR2s and Preludes, this is an important one to keep in mind. Dynamically, they are very good cars that are easy to drive around town and a bit "briskly" on the back roads. Only problem is that you guys got stuck with not-so-good engine choices in Europe, so I can understand if you do wish to pass.

That shape Celica was one of the ones I considered for a while actually. As you mentioned though, the engines aren't as good as many of the cars above, and insurance-wise I'd be limited to the base 1.8. Thanks for the suggestion though, I may come back to it eventually 👍

Just a thought...

What do the French have to offer?

Not interested in French ones really beyond the Renaults I mentioned. The only other one that takes my fancy is the 106 Rallye, and they're too expensive to buy because they're "collectors" cars :indiff:

Dude you should really get that MR2, they are very rare nowadays

Not in the UK they're not! What is rare is one not covered in rust...
 
Get the MX-5. Careful with the 1.6s, as different years (and origins) have different power levels - most UK 1.6s are 88hp, compared to 110hp. Besides, you can get a 1.8 (iG14) in your price bracket, and they're all 130hp.
 
Get the MX-5. Careful with the 1.6s, as different years (and origins) have different power levels - most UK 1.6s are 88hp, compared to 110hp. Besides, you can get a 1.8 (iG14) in your price bracket, and they're all 130hp.

I think the pre-93 1.6s are 110bhp and these are the only ones that come in under budget. I'd be wary of getting a 1.8 under £1500 because even with the Mazda's reliability £1.5k is pushing it even for an early 1.6. Ideally I'd have another grand to spend on top of this to get a mint 1.6.

Still in two minds about the Mazda though, and Niky made a good point earlier about whether 2 seats really is the way to go.
 
Its a shame insurance group 16 is the highest you would go for as there are some nice 200sx's floating about at the moment.
 
The car enthusiast is in me is screaming Alfa, but the realist in me suggests the MR2.

It's a tough choice to make, homeforsummer!
 
Buy a Metro, a VVC engine and uprated suspension and brakes.

:P
 
It's an acquired taste. But it's one of the most interesting looking cars of the last thirty years.

RE: Miatas. Famine brings up a good point... most early 1.6 Miatas make crap for power. Even with engine management, a full race set-up and a port and polish... the 1.6 makes barely acceptable power... granted, in a car like that, it's not a big deal, but if you can afford the much better engine... get it.

RE: 320i... two reasons to get it over the 318i... pistons number 5 and number 6. MPG be damned, I6s just sound better! :lol: But a 318i is a great place to start... and those cars are from an era where you didn't need a degree in computer technology to tune a car...
 
Its a shame insurance group 16 is the highest you would go for as there are some nice 200sx's floating about at the moment.

I momentarily considered a 200SX but to get even a remotely decent one my car-buying budget would have to be upped further. Anything less than £2k looks very scabby from what I've seen.

The car enthusiast is in me is screaming Alfa, but the realist in me suggests the MR2... It's a tough choice to make, homeforsummer!

Indeed it is! My heart is screaming Alfa but my head is screaming BMW/Toyota/VAG :crazy:

Buy a Metro, a VVC engine and uprated suspension and brakes.

Quiet, you :lol:

Am I the only person who thinks the Alfa, esp. from the back, looks pretty ugly?

Probably :sly: But I can see where you're coming from, as Niky says it's an acquired taste, but to me it's one of the most fantastic looking mainstream cars ever and the fact I can afford it makes it sorely tempting for that reason.

RE: 320i... two reasons to get it over the 318i... pistons number 5 and number 6. MPG be damned, I6s just sound better! :lol: But a 318i is a great place to start... and those cars are from an era where you didn't need a degree in computer technology to tune a car...

:lol: I knew you'd make a comment about the extra cylinders! It did tempt me (I have a few multi-cylinders on my shortlist, including the SEAT and Bora) but the 318is engine in particular is a gem of a 4-pot and much as I'd like to ignore fuel consumption even with the limited miles I do, I expect it would end up costing me a fair bit to run, even before insurance is taken into account. You're right though, the basic nature of the car makes it a top choice for me. I think I'd take great pride of ownership in having one in mint condition.

Beemer or the MX-5..... others dont cut the mustard

Would you like to expand on this? All opinions welcome but some reasoning is encouraged... 👍
 
Cool, thanks for the explanation of the insurance groups.
 
man i wish i was even near your insurance figures :P
with 1500 you can get a fair bit but it wont buy much quality...with a smart head on id pick the seat or the bora, although most of them i think are quite safe choices

checking prices i was surprised to see mr2s are so cheap!
 
What about a Cougar? The depressing depreciation around here has made them well within range for many high-schoolers in my area, and I can't imagine the situation is too different in the U.K.


That being said, though, I wouldn't dream of passing up a late Prelude for a Cougar, but still.
 
Go for the alfa! (im not biast ;)) Those toledos are good value, used to have the previous generation version which didnt let me down. Good choice of cars all round, i expect it will be difficult to decide :sly:
 
What about a Cougar? The depressing depreciation around here has made them well within range for many high-schoolers in my area, and I can't imagine the situation is too different in the U.K.

Mmmm... Cougar... Trouble is, the tax will cost a fair bit over here and it'll drink like it's new year's eve. I think he'd get a bit of a shock migrating from a 1.3 Fiesta to a 2.5 V6. It's one of those cars that would only work in America, I suspect.

Actually, that has reminded me... Have you considered the loveliness that is...

ford_puma.jpg



Ok, so it's a Fiesta in a frock, but that doesn't mean you can't have any fun ;)
 
The Cougar did come in 2.0 Zetec form, with 130 bhp standard. Sounds like a decent package.
 
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