Stupid woman in a SUV

[Grayfox]

Some stupid lady smashed into my civic yesterday.

What kind of screwball turns right on a roundabout from the left lane and with no blinker.

Someday time shots, that was sent to me this morning.

Luckily the airbags did not go off so the car so is may not be a writeoff.

What happened.

Blue line is me, red line is stupid woman.

The impact was strong enough to spin her 180°

 

[daan]

I'm sure if it was a man, the title wouldn't be "stupid man in an SUV" :

Glad no one was hurt, metal can be fixed, etc.

 

[Dennisch]

 

[Zenith]

Things are things. Be glad you're unharmed.

 

[poolhaas]

Edit: screwed up the colours, thought you were 'red line'

Glad everyone's ok and sorry about the car.

 

[homeforsummer]

Unsurprised to hear lane discipline on Australian roundabouts is as crap as it is in the UK.

I now automatically assume that everyone is going to try and chop the front of my car off whether I'm on or leaving the roundabout now. Mini roundabouts still seem to utterly flummox people too. The amount of times I'll give way to traffic to my right only for them to stop like it's a junction is ridiculous.

 

[playnthru]

I wonder if she posted 'stupid man in tiny Honda'!


Kidding of course.

Glad you're ok. Hope you can get the car fixed soon.

 

[Grayfox]

my car is not really "tiny" it is a family sized hatchback.

She admitted fault to the insurer which means I do not lose my NCB, and hopefully get no charges either.

She was in a Hyundai Tuscon/IX35.

What makes it worse is I was planning to do a full detail on it

She turned in on me because she was unfamiliar with the area, but she lives in a suburb 10km away.

 

[niky]

She counterflowed into a roundabout? Mad.

Good thing it seems mostly cosmetic.

 

[Slash]

She counterflowed into a roundabout? Mad.

Good thing it seems mostly cosmetic.

Isn't there usually signs pointing to the direction your supposed to follow and obviously follow other cars? I didn't realize some roundabouts were so hard to navigate. Granted I don't like them but still.

 

[Murcie_LP640]

She turned in on me because she was unfamiliar with the area, but she lives in a suburb 10km away.

Even if that was the case, that's hardly an excuse for breaking the rules associated with all roundabouts.

Unfamiliar or not, you don't illegally turn in on someone because you're in the wrong lane for your turn. Then again there's quite a few drivers that don't have common sense. I've had so many people cut across my nose on a roundabout here that has two quite clear "Right lane must turn right" signs. "Nup, I'mma go straight ahead."

 

[Grayfox]

Even if that was the case, that's hardly an excuse for breaking the rules associated with all roundabouts.

Unfamiliar or not, you don't illegally turn in on someone because you're in the wrong lane for your turn. Then again there's quite a few drivers that don't have common sense. I've had so many people cut across my nose on a roundabout here that has two quite clear "Right lane must turn right" signs. "Nup, I'mma go straight ahead."

I know that is no excuse as she could have made a U-Turn up the road.

common sense

You mean uncommon sense.

Isn't there usually signs pointing to the direction your supposed to follow and obviously follow other cars? I didn't realize some roundabouts were so hard to navigate. Granted I don't like them but still.

 

[Slash]

That isn't difficult.

 

[Grayfox]

She counterflowed into a roundabout? Mad.

Good thing it seems mostly cosmetic.

Got confused on what you meant by counterflow, but figured it out.

Not she got spun when she turned in on me.

Like a unexpected version of a P.I.T maneuver.

 

[Swara]

The car doesn't have to be a writeoff if the airbag deployed.

When my dad's rear tires on his G37s coupe gave away and made him crash jnto a tree, the airbag did deploy, but they were still able to fix it.

Unless I am getting confused with the term "writeoff."

 

[Doog]

The car doesn't have to be a writeoff if the airbag deployed.

When my dad's rear tires on his G37s coupe gave away and made him crash jnto a tree, the airbag did deploy, but they were still able to fix it.

Unless I am getting confused with the term "writeoff."

If the costs to the repair the car are more than the car is worth, it's a writeoff. I have a cousin who's crashed two cars, but because they were old and not worth much they were written off, despite only minor cosmetic damage and no airbag deployment. Same goes for an aunt's car that was rearended while inside a garage. It all comes down to the money.

 

[Grayfox]

Normally when the airbag deloys it is quite costly to fix the damage.

The airbag dust has to be removed out of the car, new airbag unit, the SRS system needs to be reset, plus all the damage to the body work.

 

[Famine]

If the costs to the repair the car are more than the car is worth, it's a writeoff. I have a cousin who's crashed two cars, but because they were old and not worth much they were written off, despite only minor cosmetic damage and no airbag deployment. Same goes for an aunt's car that was rearended while inside a garage. It all comes down to the money.

It doesn't even have to be more than the car's value - just a significant proportion of it - generally more than 75%. Assuming the car isn't "of interest".

It's usually at the quoted repair costs from an insurer-approved garage too - commonly it's easier to do it yourself. So you can accept the payment from the insurer associated with a write-off - the approximate market value of the car before the incident - in exchange for the car and then buy your vehicle back from them at their current valuation of the damaged car, then fix it yourself.

Though insurers are not particularly happy to insure a car once determined to be "beyond economical repair" (the technical term for "written off") and you'll find the repaired car to be more expensive to insure.

 

[Swara]

Ahhh this makes sense. Yes, the total price of repair for that G37 was 21k. Thankfully, the insurance brought it down


Thank you for the clarification, Doog and Famine.

 

[Doog]

It doesn't even have to be more than the car's value - just a significant proportion of it - generally more than 75%. Assuming the car isn't "of interest".

Now that part I did not know, thanks for the correction.

It's usually at the quoted repair costs from an insurer-approved garage too - commonly it's easier to do it yourself. So you can accept the payment from the insurer associated with a write-off - the approximate market value of the car before the incident - in exchange for the car and then buy your vehicle back from them at their current valuation of the damaged car, then fix it yourself.

Though insurers are not particularly happy to insure a car once determined to be "beyond economical repair" (the technical term for "written off") and you'll find the repaired car to be more expensive to insure.

Doesn't this net the car a salvage title, though? I imagine there's probably a different terminology for it across the pond, but the concept's probably the same, unless I'm wrong.

 

[Famine]

Now that part I did not know, thanks for the correction.

Might not even be a correction - it's how the UK insurers operate and the US ones may not necessarily operate to the same general standards.

Doesn't this net the car a salvage title, though? I imagine there's probably a different terminology for it across the pond, but the concept's probably the same, unless I'm wrong.

In effect, yes - that's why it becomes harder/more expensive to insure.

We have four standards for vehicles deemed beyond economical repair:
Category D is usually used for really dirt cheap old cars written off simply because replacing one panel with a £40 one off eBay is more than the car is worth (this doesn't happen often - your insurance excess [the amount of any claim you will have to pay] is usually £150 - so this kind of damage is usually never dealt with through insurance) or for stolen cars recovered after the claim.
Category C are standard write-offs. The car has a fair bit of damage and was involved with other vehicles/objects/people necessitating an insurance claim. The value of approved repairs comes close to the value of car and it's deemed too costly for the outcome.
Category B cars shouldn't ever be returned to the road. They generally have severe structural damage beyond simply replacing bits - some jig time might straighten it out within certain tolerances but it'll be hopelessly dangerous in any further collisions. They're generally broken up for any surviving parts.
Category A cars have been on fire, crushed by a chimney stack, demolished by a train yadda yadda. There's nothing left to salvage and they're crushed as scrap.

 

[Grayfox]

We have four standards for vehicles deemed beyond economical repair:
Category D is usually used for really dirt cheap old cars written off simply because replacing one panel with a £40 one off eBay is more than the car is worth (this doesn't happen often - your insurance excess [the amount of any claim you will have to pay] is usually £150 - so this kind of damage is usually never dealt with through insurance) or for stolen cars recovered after the claim.
Category C are standard write-offs. The car has a fair bit of damage and was involved with other vehicles/objects/people necessitating an insurance claim. The value of approved repairs comes close to the value of car and it's deemed too costly for the outcome.
Category B cars shouldn't ever be returned to the road. They generally have severe structural damage beyond simply replacing bits - some jig time might straighten it out within certain tolerances but it'll be hopelessly dangerous in any further collisions. They're generally broken up for any surviving parts.
Category A cars have been on fire, crushed by a chimney stack, demolished by a train yadda yadda. There's nothing left to salvage and they're crushed as scrap.

Always wondered what the category's meant.

 

[Crash]

Might not even be a correction - it's how the UK insurers operate and the US ones may not necessarily operate to the same general standards.

US insurers typically work on the same principal. If the damage is close to 75% or more of the value of the vehicle, then it's declared a total loss, and any subsequent re-registration of the vehicle, if repurchased from the insurance company, will net a salvage or rebuilt title (depending on the state).

Though I don't think many states, if any, have a tiered, multiple category salvage title system. It's usually just "salvage" or regular.

 

[Pupik]

I've heard if "branded" titles and "salvage" titles, but I assume they're the same thing; accident damage or flood damage seem to the the most common. I think the phrase "branded" just means all sorts of buyer-beware clauses can be invoked, such as "sorry, no warranties ever".

There are exceptions to the 70-75% rule, and that's for cases such as excessive superficial damage (paint and/or glass work). The insurance cost to repaint nearly the entire car, along with the windshield and two windows of my Lexus reached 95% of the car's value. Since it was not something that affected the safety nor drivability of the vehicle, it was covered at no additional expense to me.

Hurricanes blow.

 

[Grayfox]

the insurance assessor approved the repair
total is about $15, 000

 

[LMSCorvetteGT2]

I wish I can say I was surprised, but people here can't drive for snot most times. I've seen people make left turns from a middle lane that wasn't a turn lane. People turning into on coming traffic, as if the car coming up on them at 50mph is going to easily brake with in 250-300 feet and notice you at the same time. I could go one but this one just killed me and made me instantly angry. Better you than me, because I think I would have wanted to strangle her.

I don't care what people say about it just being an item. The fact of the matter is, lapses of misjudgement that cause such big things should happen. Small things like drifting over into the lane next you and then correcting I understand, but to make a left in a right going round about makes me wonder if she was texting or up in the clouds.

 

[Grayfox]

it crossed my mind but with cops at the scene not a wise move it would have been

 

[Grayfox]

Got it back this afternoon, since my brother-in-law was the one that was getting it fixed.

It got a little extra done too.

It has been raining all day, so the car is wet, and i could only get this angle in the garage.

The extra, Piano Black Blades.

Things to do.
Get new bulbs since they had to put back standard bulbs.
Get them to fix the tension on the handbrake as it is too stiff
Fix tire pressures
Get Black wheel nuts
Get Black airvalve caps
Get the fuel cap fixed as it popped off when i filled it.
Avoid detailing it for 5 weeks as i need to let the pain cure.