What a coincidence I was playing about with settings myself for a couple of hours before I saw your post !
I got to say your settings are better than mine, as such I've adopted them, I can now finally drive with some confidence, I can catch the oversteer no problem. Thank you.
One thing I can't play onboard with the steering wheel in view as the animation is so jerky it puts me off & I crash. The two views I like are the onboard without steering wheel & the one where you can just see the bonnet.
I doubled dipped & bought the ultimate edition recently on Xbox, using these settings I feel I can finally get stuck in 👍