I don't know about vibe, but FM23 is still a car collecting game if you look at how much play time it will take to earn enough credits to buy every car. If you add the time to earn the credits that will be needed to buy the car points to be able to apply any tune to those cars, or the time to level them up to level 50, it's still a completely different category of game to ACC, for example - very definitely a car collecting game rather than a serious e-sports game (for me, at least, one defining feature of a serious e-sports game is that all players have equal access to all functional items).
My personal view is that all this stuff should only be in the FH series, that should be their car collecting, carpg, whatever game, and FM should be an e-sports title. Otherwise FM just becomes the same game as FH but with real world race tracks instead of an original environment, and that is frankly just a pointless game concept.