Attention: n00bs
If you don't have an understanding of how boost works, I highly suggest that you don't attempt going about "informing" others of how it works
I would like to direct your attention to the following resources:
Maximum Boost, by Corky Bell This is hands down the best book I have read with regard to forced induction.
Supercharged! by Corky Bell This is another great book, but has a lot of redundant information from the previous book.
How Stuff Works, "How Turbochargers Work", with special note to the
Intercooler section.
There is NO benefit to an intercooler on an N/A application. It will NOT reduce heat soak. It WILL create a HUGE intake restriction, and will cause you to LOSE power. With that said, if GT4 allows you to add an intercooler to an N/A car, it is a glitch (or perhaps you are mistaking a boosted car for N/A).
If you want to be really nit-picky, "intercoolers" as we know it is a misnomer. In reality, they are "after coolers," as their purpose is to reduce the temperature of the CHARGE PIPE (AKA, AFTER the turbo / supercharger). True "intercoolers" were used primarilly with WWII fighter aircraft, which commonly used a twin-in-line turbo configuration, with an "INTERcooler" placed BEWTWEEN the two turbos (between .... inter ... get it?). We can thank Volvo for labeling their AFTERcooled turbo cars "Intercooled," thus popularizing the misnomer.
A turbo does not suck air.
A supercharger does not suck air.
Putting ice on turbos / etc at the track is not done to "gain power," it is done to alleviate heat soak in between runs. This is also somewhat dangerous and controversial because you can end up cracking metal parts due to rapid expanding from heat followed by rapid contraction with cooling.
An exception to this is "one-shot" air-to-water intercoolers where some will actually use water / ice / dry ice boxes which help reduce the temp of the charge pipe. This type of intercooler is not modeled in GT4 (based on the two drawing of intercoolers in the parts shop, LOL).
Both turbos and superchargers CAN make use of an intercooler. Neither REQUIRES one. If you want to know HOW and WHY, I suggest picking up one of the books mentioned above.
Cliff's Notes: Check out the above links/books and may the knowledge of boost be with you
-a