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No, it's just one of the seemingly ubiquitous bugs/glitches present in Gran Turismo games. Polyphony didn't intend their game to work that way, they wanted you to work for credits. Now, they will happily except money instead. In that case, what's wrong with the money I used to purchase the game?
The short answer is: they're not enough?
Seriously. Gran Turismo's career has always been based on the idea of grinding. Pretending them to handle you the top cars without making you sweat/grind for it would be like pretending to play EVE Online and start in a Battlecruiser. And the addition of an additional way of acquiring credits with real money on top of the 70 € you paid for the game doesn't change that. It means that rich kids who lack the patience (or other categories that may or may not have a decent reason to spend a lot of money to acquire credits) can pay real money to get those cars faster.
If you don't like that, hey, good news! You don't have to buy and play Gran Turismo. There's plenty of other car games that may cater to your needs and desires. Assetto Corsa is a good example; focusing more on the "driving/racing" aspect than on the "buying cars". pCARS is coming to consoles soon, too.
Again: there are many legitimate complains to be made about GT6. This is not one of them, in my opinion, and you will always meet my fiercest opposition when trying to pass it as one.