danoff
And if banks didn't exist that might be an issue.
Ehm. Sure. Maybe now that there are websites, we can keep track of how much money needs to be donated where, why and when to keep what running, but seriously ... is that efficient? Does that create financial security? Are banks happy to run their business that way? The only way it will work if the company, like some benefit organisations now, build up a lot of cash for a long time until they have so much they can run on the interest. That only works as long as only a few do so though, otherwise the interest will be too low.
I see your socialism is more deep rooted than I thought.
On the contrary, you're just totally ignorant of how socialist ideas can work in an otherwise capitalistic environment; in other words, how the two ideas can be merged to work together.
Just for fun, let's forget about the fact that basic economics says your scenario doesn't work. In a perfectly communist world - which isn't perfect at all - what happens?
Let's forget about the fact that it works, not even in theoretical basic economics, but in practice? If you ever manage to get enough holidays and can spare the money, you're hereby invited to come over and have a look for yourself. I have plenty of spare bedrooms, because I work, and unlike people who don't work, I have a little bit more money to spare. And I'm not talking a few percent here, but a few hundred percent.
Guy A is a hard worker. He believes in his country. He has a wife and 2.5 kids and works in a fairly productive job (meaning his work does a lot for the country). He kicks butt every year and gets paid 6 bucks / hr.
Guy B is a lazy ass. He believes in his country too - that his country will support his laziness. He has a wife and 2.5 kids and works in a fairly productive job (meaning if he did his work well it would do a lot for the country). He drags butt every year and ges paid 6 bucks / hr.
Did I ever say that guy a and b would get equal pay? I didn't think so. Is a person less free because he was born to poorer parents? In your world, apparently yes, and quite a lot. Land of opportunity, American Dream, fact is (and there is *plenty* of evidence), that's a lot more true here than over there.
He doesn't have any incentive to do that if everything is taken care of. He has no incentive whatsoever to become a net tax contributor. Afterall, he can't even use that money to give his kids better education or provide better health care for his family.
But he can use the money to buy a bigger house, car, go on more holidays (we have 5 weeks a year btw), buy nicer clothes, buy computers and better computers, playstations, bikes, and tons of other stuff. He can also get more extensive health care plans that cover a little more things than the basics, same for other types of insurance.
Your 'everything is taken care of' applies to basic stuff, and ignores the fact that
That stems from a macro-economical delusion that it is a good idea to give parents an incentive to bring children into the world that "society" has to pay for.
Fine, whatever you choose to believe.
Better to protect people from themselves eh? What if the rich kid never blew the money and never needed welfare support. Does that mean he should pay for it?
What if you took out an insurance, but you never needed it?
I would like to see a few balance sheets, and see what you pay for and what you get for that money. It'd be interesting to compare these. I remember a friend of mine from Sweden looking at insurance costs in the US in astonishment, probably as shocked as you would be looking at what this friend used to pay in tax.
Like I explained before, using the library definition, neither Sweden nor the Netherlands can be categorised as Socialst nations. However, they do have more socialist concepts embedded in them than most US States (I kindof suspect big differences between states).
There are a lot of principles at work here that you approach in a very extremist/fundamentalist manner. I will keep reminding you that such extremes as you talk about do not exist. Someone who is unemployed here has to apply for a job every week to keep his benefits and those benefits are below minimum wage. Of course we always try to make sure that benefits only cover the bare minimum standards of living, unless perhaps someone has been rendered incapable of work through disability.
We understand and subscribe to parts of capitalism thought at least as much as we understand and subscribe to parts of socialist thought. We try to blend the best parts of them in the best way, as you do, but we end up with different mixes for a number of reasons.
I think you slightly underestimate the intelligence of the people in countries outside Sweden and the Netherlands. We're getting a little bit tired of being treated as retards when we try and seem to manage to come up with intelligent solutions to problems involving drugs, abortion, euthanesia, homosexuality, prostitution and so on.
Now apparently we're a nation of thieves. But then so are you, because the 12% difference in tax that we pay doesn't seem to make any fundamental difference. But then it would for you, because you probably object to that 25% you're already paying.
You'll have to trust me that we occasionally look at the US as a nation of barbarians in just the same way on a great number of issues, ranging from the political system, campaign funding, the death penalty, poverty rates, teen pregnancies, and so on.
There' s a lot to learn on both sides, that's for sure. That's why many countries always look across their borders for better ways of dealing with issues, looking to improve rather than confirm their own approaches ...