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Another option for Mini is the 1.5 Cooper which has got the B38 engine, might be cheaper to insure.Thanks for this. I'll take a look at the Mini shortly.
Finally got around to running some quotes tonight and here were the results:
2014 BMW 1 Series 116i Sport: £1200
2015 Ford Fiesta ST-2 1.6: £1800 with telematics, £2200 without
2014 Mercedes A Class A180 Sport: £1000 with telematics, £1200 without
2015 Mini Cooper S 2.0: £1500 with telematics, £1800 without
2012 Toyota GT86: £1500 with telematics, £1800 without
Audi A3 TDI 1.6: £1100 with telematics, £1200 without
The insurance prices seem quite reasonable. Do you know how much something like the Leon 1.4 TSI 150 will be? Possible to get one for under £10,000 with sat nav and xenons: Link
I wouldn't recommend getting the 1.6 TDI engine, IIRC they have costly EGR issues. Renault diesels are much more reliable, even Mercedes use them. Good news, Dacia Sandero uses Renault engines.