For me thats takes something away from the expirience, i understand that grinding for credits can seem like a chore, but look at it this way....
The type of cars people drive should tell you something about the driver, are they a hardcore enthusiast or just a casual gamer, do they have a passion JDM, exotics, muscle, classic, Euro, American, cars.....If every noob is racing around in super rare high end cars, they become meaningless in value.
Its that feeling that I have earned this car, it took time and effort but it was worth it because i have a passion for those type of cars, that has to be reflected in the game someway.
I dont just want to convey my car passion over to people, I want to be able to see other peoples car passion.
My all time favorite car in my FM2 garage is my MC12, that was my goal post when i started out in career mode, i had to really work/drive my ass off to earn that car, once i had it i really felt there was some value to that car because i had put in the effort, when i drove it i felt that sence of achievement and pride in ownership.
After i had the MC12 things just became way too easy, credits flowed in and buying cars became as easy as shelling pea's, they essentially lost all value <<< and thats the key word here VALUE.