Passed my test now onto finding a car. help much wanted:)

So I have bought this http://atsearch.autotrader.co.uk/uv...s/258083/258083&id=201135413308295&distance=0
For 1600 and I am hunting insurance now but I love my car:).

Good choice 👍 Despite what Famine will inevitably come in here and say (;)) they're nice enough cars and it should have enough poke to keep you happy for a few years. My brother had one in that exact spec as his first car and he was more than happy with it. Even managed to sell it for about £800 over book somehow when he eventually changed. The market for small, cheap to insure cars is strong...

Get your dad to help. And get a second hand Nissan GTR.

:odd:
 
Yup, get a good first car like a Nissan GTR. It can last you for the next 10 to 15 years. And imagine you driving a car like GTR to school. You can hook some chicks with it.
 
eb6.jpg
 
Just trying to drive down my insurance at the moment best qoute is 2700 with my dad as a named driver as he is going to be using it on saturdays, which is more expensive then the clio campus sport i-music that I got qouted on without my dad on the policy? insurance is such a con-_-
 
Your putting your dad as the main driver? You probably won't be getting any no claims bonus doing that. Put him on the insurance policy but make sure your the named driver/registered owner of the car.
 
No he is a named driver, I'm down as the owner of the car and the main driver. we phoned up Adrian flux and asked why the qoute had increased from 2600 to 2780 and they said their rates had gone up. feels fairly crap being so close for them to put it up even more, so annoyed about this insurance crap to be honest.
 
What's the excess like if you aren't named as a driver of the car?
The insurance on my car is about $450 with my father and mother being named the main drivers ($500 excess). The excess is $2500 if I'm in an accident (unnamed driver on policy and under 25). If I wanted insurance it would be $3000+ a year.
Basically I just need to be really careful on the road as the car is insured but not with me driving.

This could be the solution to your problem as long as you aren't in the habit of crashing.
 
just going to stump up the money just means i have to wait until 15th until I can insure it which is frustrating but oh well I will be on the road soon.
 
Brando-K
What's the excess like if you aren't named as a driver of the car?
The insurance on my car is about $450 with my father and mother being named the main drivers ($500 excess). The excess is $2500 if I'm in an accident (unnamed driver on policy and under 25). If I wanted insurance it would be $3000+ a year.
Basically I just need to be really careful on the road as the car is insured but not with me driving.

This could be the solution to your problem as long as you aren't in the habit of crashing.

God if you did that here you might as well be driving with no insurance. If you crash the car they go to your job, parents jobs, schools.... And ask what car you normally drive. If they all say you drive that and your parents drive something else then that's no coverage whatsoever.
 
Sorry Famine, I didn't know that was illegal over there.
I can't find anything saying that it's illegal down here.
My dad actually owns the car and it is insured, it's just I have a huge excess.

And lpb-nissan-gt-r, I hope you enjoy your car.
 
Insurance for me on my Accord (I'm 19, got my license 3 years ago and have had no claims) is $95 a month ($1140 a year) with a $1050 excess...insurance is madness in the UK, I tells you!

Have fun with the new car though, mate!
 
I can't find anything saying that it's illegal down here.

The clue was in your own words:

Basically I just need to be really careful on the road as the car is insured but not with me driving.

If you are not insured to drive the car, then you're driving illegally wherever you live.

Every car in my household is insured, but I'm only legally allowed to drive my own car as that's the only policy I'm named on. Some insurance policies allow you to drive any vehicle with 3rd party cover if you have comprehensive insurance, but no insurance policy allows you to drive a car as long as someone else has a policy on it, unless you're named on that policy.
 
Murcie_LP640
Insurance for me on my Accord (I'm 19, got my license 3 years ago and have had no claims) is $95 a month ($1140 a year) with a $1050 excess...insurance is madness in the UK, I tells you!

Have fun with the new car though, mate!

I have a 2000 accord, I'm 20 with a perfect record.... I pay $165 per.month with no collision. If I hit somebody they don't fix my car and insurance goes up.
 
JOSHIE-G
Beetle ftw, Cheap, cool, and people in the streets love it

Cheap? Find one running in decent shape and they are most definitely not cheap. They are collector cars now and there are numerous better options.
 
Picked it up on saturday I love it although I need to learn to slow down and be patient on the open road before I learn the hard way any advice?
 
Picked it up on saturday I love it although I need to learn to slow down and be patient on the open road before I learn the hard way any advice?

Just think of it this way. Crash = You wreck your car + You don't earn any vital insurance no claims + if you do something stupid you could loose your licence/kill someone etc. ;)

Impatience just makes you look like a knob and usually does more harm than good, hopefully you'll calm down a bit after you've been driving for a while.
 
Last edited:
Nerves can do that, you will eventually settle down. Don't expect to just jump in a car for the first time on your own and be perfect. I'm currently in a similar situation, had my car for two weeks.

A way I like to think of it, some people get really angry if another driver cuts in to the two/three second gap they deliberately left. In a worst case scenario that might happen what, 20 times on say a 100-mile journey. So you're getting angry and potentially putting yourself and others at risk for the sake of adding a minute to your journey.

Just have realistic expectations of yourself, you won't be a good driver straight away. If you think you're doing something stupid, you shouldn't really need to ask us what to do if you are already realising it when driving!
 
so it broke down on wednesday night in a car park wouldnt start(i didnt want to leave it there so ill slept in it over night) coil pack was playing up so thats been replaced the battery was corroded and it wasnt earthing so that has been fixed today and I pick it back up tommorow and hopefully it will be all good again, but at least it was fixed all under warranty.
 
so it broke down on wednesday night in a car park wouldnt start(i didnt want to leave it there so ill slept in it over night) coil pack was playing up so thats been replaced the battery was corroded and it wasnt earthing so that has been fixed today and I pick it back up tommorow and hopefully it will be all good again, but at least it was fixed all under warranty.

Don't worry, it happens :) Doesn't sound like anything major, just one of those things I suppose. As far as I've been told, the lack of earthing thing can be down to a bit of corrosion at the grounding point or whatever it's called underneath the car, so nothing nightmarish.

Though I may well have imagined all that entirely.
 

Latest Posts

Back