I put 215 hours into ACC on a 16GB i7 laptop with a throttled RTX 2060, lowering everything just to get a stable but blurry experience with my Rift S, and I LOVED IT! The driving experience is so sublime. I had the graphics down to only 12 cars visible so the 40 car grid wouldn't crush my CPU. Effects down big time so my Rift S wouldn't get crushed. I made massive concessions and still enjoyed it.
Unreal Engine made ACC look much worse than any other sim I played. But I enjoyed ACC the most. It's the one worth coming back to. Graphics be damned, if the console next gen looks decent, is stable, and has the features well then, color me tickled. That's all I need.