Yeah, you're pretty much correct. We do have contingencies in place luckily enough. I definitely agree people shouldn't duck tax and then expect a tax money handout, but while I'm not privy to the specifics, I'm fairly sure my dad is not the type to avoid it to get rich; he's not exactly an ambitious man. All he ever wanted, I think, was to set his own hours. The man hates mornings.
However between myself, currently without employment, and my brother who needs our support considering he has issues with his mental health, it's a strain at the best of times as my mother has always been woefully underpaid for being an utter workaholic. That's why I'm calling rainy day and pulling some of my savings to alleviate the strain.
I'm not saying the government is wrong not to pay out for people like my dad, but it definitely isn't very helpful