Do I consider myself a good driver, you ask... Legally, yes, I'm a great driver. Never had a ticket, been pulled over, always signal, never go more than 5 over, and do what I should. Now, in a real sense, I know I'm not the best, but I'd give myself
slightly above average. Why? Because I'm very careful when I drive, don't tailgate, and I don't even force my way into anything. If I don't think I can fit what I'm driving into a space without scaring the person I'll be going in front of, I don't go to that spot. I've never hit anything, curb, sign, tree, etc. Florida is a land of downright horrible drivers, it takes a fair bit of skill just to not be hit by them.
Now, I'm not perfect. I've nearly changed lanes right into the side of a car because they are lower than my bed rails, and didn't show up in my mirrors. I like to take turns too fast in my dads mustang(not to lose grip, but just at a spirited pace), accelerate like an ass in my moms escape 5 speed, and in my truck, I'm probably annoying to other people because I ease onto the gas, and it gets up to speed real slow, I'm just trying not to kill my gas mileage. I get 17mpg like that.
In the 2 years and 3 months I've been driving, I've only been in once accident. It was in february of '08, and in no way my fault. I was on a rural 2 load road, with 2 cars behind me, both 1 crown vic, 1 grand marquis. Anyways, I put my blinker on, and was slowing down, then started my left turn into this neighborhood. Apparently the kid 2 cars back in the crown vic didn't like me slowing down, because as I was slowing down(a little faster than normal, almost missed my turn), he pulled out into the left(oncoming) lane to pass me and the lady behind me. He was doing about 60 by the time he "met" the Mustang, slammed into the drivers side fender, right at the fender badge. He then slammed over a curb and spun 3 times before coming to a stop right before the ditch on the side of the road. There was nothing I could of done to avoid him.
That's the only blemish on my record, and apparently it's hurting my insurance rates too, even though I was not at fault
My mantra is this: a good driver never makes their passengers nervous. By this measure alone, I can count on two hands the people I know who I consider to be "good" drivers.
By your logic here, I'm a good driver. People that have never ridden with me are put to sleep from my driving because of it's smoothness. It's kinda demeaning, I'll just be talking to someone in the middle of the day, and next thing I know they're unresponsive
I have liability only on my car.
I have liability only on my truck. Just putting me on parents policy added a 1300 dollar premium, the truck is another 700. So that's 2000 a year for insurance, with the truck and insurance in my parents name. How is yours so low?