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FamineSolution: Toyo Proxes T1-R.
Something few owners ever realise - and then go "Ohhhhh, right. That kinda makes sense" - is that the MX-3 (yes - AutoZam AZ-1 or Eunos Presso) has passive rear wheel steering.
But ultrabeat won't get insured on the V6 in the UK. The 1.6/1.6 auto would be a different kettle of fish, but still quite expensive for a not-very-quick car.
That does make sense...try getting insurance for a turboed Subaru though, I'm the second driver, and I'm still paying more than as the primary driver for the Eunos...but you take the good with the bad.
Also think about getting an old(er) sedan, like a camry maybe? relaible and practical. Not the quickest in the world, but that's not the point of a first car. And if, not trying to jinx you here, you do have an altercation with roadside objects, you'll be increasing your chances of getting out inone piece...