You're confusing the cost of making kids with having them. Or put it simply, rich people get all the fun toys.
Uh... no. You're going to need to elaborate.
Oh you capitalist you. Losing wages doesn't cost you a thing.
It does.
It just means you need to change your way of life a bit.
A lot.
And I'm pretty sure that with your salary alone, the 5 of you could still live a wonderful life. Even if it means selling a car or 2 or moving to a smaller house.
Oh probably. But if we're using my salary, it would mean that my wife is not working - which would make her miserable. If the kids were all in daycare, it would mean she would need to provide daycare - which would make her miserable all over again (and probably the kids). See, she did not set out to be a daycare worker. Nor is she trained to be one. So our children would go from having a teacher who is actually trained, in a classroom geared toward instruction at that age, with their peers who they can socialize with, to being at home with no one their age, and a care provider who is not trained, and not inclined, to do the job (ie: covid life).
You can see how "saving money" is coming at the cost of the development of the children. In this case, my wife stopping working would be costing a great deal though, not saving anything.
If it took my whole paycheck to cover daycare for 3 kids, I would pay it. I would work and and break even with legitimate instruction rather than do it myself. I'm not inclined, and I'm not trained. And don't for a second think that this means my kids won't have much time with me, it leaves a lot of time for parenting.
I am well aware of the costs of having kids. I have 2 nephews and a niece on my side of the family, 3 nieces on the missus' side. We are a close family, and talk about almost anything. The difference between the US (at least your part of the US) and the Netherlands seem to be rather large though.
Maybe.
To get back to my healthcare example, if I were to forgo the $15,000 bilateral hearing aid for my daughter, she could get by. Her speech development would lag by years, her reading would lag by years, her social skills and analytical skills would lag as well. It would cost her, in some sense, her potential. But I could "get by" without it. And I'm sure lots of people do. In many countries, it may be standard to do so with her condition. This does not mean that I should. It also doesn't mean that you necessarily want to go into having a child not being able to provide this - because it would be heartbreaking to watch your child grow up hindered by a biological condition simply because you couldn't afford to care for them the way they might be.
Now you might argue that nationalized healthcare makes this go away. That misses the point entirely, but suppose that your kid is born with a condition that requires a wheelchair for the duration of their life (or if you don't like that, suppose it happens at age 3 falling off the monkey bars). You already have a kid, and your house is not set up for someone who cannot use their legs. So do you spend 10s of thousands retrofitting your house? Or 10s of thousands moving houses? Or do you make your kid get by and "save money"? I assume (perhaps wrongly) that nationalized healthcare doesn't come in and retrofit your house if you conceive a child that needs it.
People underestimate what kids need, and what they
might need if you conceive them naturally (or adopt, either way). If you're balking at $30k for adoption, you might be balking at buying a house in a neighborhood with good schools (that's a thing in the US), or paying for college (that's also a thing in the US), or paying for healthcare (also a thing in the US), or paying for musical instruments when they take up band, or paying for daycare, or paying for football pads, or holiday gifts, or just paying for having enough rooms for the family. Yes, you can get by living in a single room. It comes at a cost.
Parents have a responsibility to their children, and they need to be
prepared to meet that responsibility. Maybe in some countries the responsibility is much lower than others, but ultimately that responsibility is the parents', and it is their choice.