5 laps of Chamonix, or Grand Canyon? Come on. The 5 second penalty, which is a good idea to an extent (otherwise everybody would be bouncing off walls left and right in an 850HP Skyline or something), is awarded way too often. Two particuarly aggravating instances include when the AI is blocking half the track and I can't overtake them, or when I just barely brush the wall. And let's not forget if you take a turn too wide and the AI car happens to be there! Two of these in a row, and the AI car is gone.
Despite these annoyances, rally racing can be pretty fun at times.