Going to my brother's house, I remembered he downloaded WipEout HD. So did I for my PS3. If I wanted to buy some games to download online for the PS3, I may consider getting one of those gift cards and doing it that way.
Sony also allows for "game sharing" where by you can add your account to your brothers' PS3 and vice versa, and any games or any DLC that either of you bought, you both can share with each other for as long as your accounts are
active on those PS3s.
BTW: If you haven't already explored it yet, the official
PS3 User Guide can be a very useful resource, especially for new users. You can access the guide from your PS3, or from any web browser.
You can also protect account info by setting the 'guest' account not to save the password, as the guest account does not have to be logged in to be able to share the games and DLC from that account. All users on a PS3 can have access to all of those games and DLC.
The reason for this feature was to allow a user to have access to all their downloadable games and content no matter what PS3 they are using at any given time. 👍
However, it didn't take long for some people to realize they could exploit this feature to "share games" with some of their friends, and in some cases even strangers online.
So far Sony has decided to let it slide for the time being, but they did put a limit to the number of systems your account can be active on at any given time to 5, so as to try and prevent massive game sharing, but still give users the opportunity to use their content on multiple PS3s.
It would not surprise me though if at some point, if game sharing get's out of control they might do what they have done with their video store, and limit you to just one active account at a time. Thus, for your brother to use your games, you would have to first deactivate your account from your PS3 so that he could then activate your account on his PS3 and vice versa.
However, for the time being it's fairly easy to share games with friends and family, which can save you a lot of money if you all buy a lot of games.
"Gran Turismo 5: Prologue" is still being offered (which of course, means nothing when the servers are shut down for GT5P).
That will only prevent online racing, and possibly any new GTTV content.
Like other old games where the developer's shutdown the servers, typically the only thing that changes is the online play. In fact, even with the servers shutdown, that won't prevent future updates, not that I would expect any though.
One time recently, Folding@Home had one process complete. I didn't have my PS3 on for hours and hours, but at the conclusion of the processing of one item, I was somehow credited as having one completed item. The program just downloaded a process for me to help aid Stanford University's Folding@Home project.
The one thing I realized is that the PS3 is both a gaming console as well as its own computer. I usually have on my PC for hours on end in (basically) a work-at-home deal as I blog and stuff, but rarely have I kept on the PS3 for about as long for often. So it's not like I go to sleep while having my PS3 on for hours on end overnight.
Many people do keep their PS3's running 24/7 and leave it on LWP so it will Fold when not in use. In fact, both Stanford and Sony have had hundreds of PS3's running F@H 24/7 for the last four years now.
Keep in mind though, unlike a PC, the PS3, like all consoles, is legally classified as an electronic "toy", and as such does not allow lead based solder for it's circuits, and as such, over time the connections between the chips that get VERY hot (like the GPU and CPU) and the motherboard will deteriorate faster than a normal PC... which has lead to the dreaded YLOD:
However, interestingly enough, what breaks down the solder faster is the number of times the solder heats up and then cools down... which explains why some people prefer to keep their PS3's running 24/7. It also helps explain why most people don't ever experience a YLOD like issue with their PCs, even those without lead based solder, as they likely turn on and off their PCs a lot less than their PS3s. Most people I know in fact, always keep their PCs running, and only shut them down periodically or when on vacation.
However, by running your PS3 24/7 you are not only consuming power (about 50¢ a day), but it will heat up a small space, and it will collect dust much faster, and thus you'll want to clean it more often if it is in an area with a lot of dust.
So there are advantages and disadvantages to keeping your PS3 on all the time.