I never got value for my money. I bought Gold and PS+ a few times over the years; I didn't even play online enough to justify the expense, I got very little out of deals or free games (there was no extra free space on my PS4 anyway), and I didn't even need it for things like FH1 Rivals in the XB360 days or multiplayer free roam in both The Crew games. If I could get by without it, I skipped it. Otherwise, I bought it for the occasional new game I hoped to enjoy online.
I play games online, sometimes, once in a while. On PC, I don't have the cost making me feel guilty about not using what I paid for, and I can go online just when I'm in the mood. It sucked to feel like I should play online because I bought Gold/Plus, when I would rather not.
I don't like paid subscriptions of any kind in the first place; I avoid them as a general rule. Coming from a PC gaming background, Gold/Plus has never made much sense.