In Forza you don't even have paint chips, dude. And the official manufacturer colors are dreadfully inaccurate. I mean, just look at the AMG GT-R in Forza. You should know it yourself, given you used to create colors in Forza a long time ago. Or did you forget that?
Forza also literally has wheelspins and exclusive cars within these wheelspins. Wheelspins that sometimes give you clothing. At this point you're just being dishonest.
These wheelspins considerably slow down once you become high level. Remember Super Wheelspins are more scarce in FH5 and Playground explicitly called the Jeep farming an "exploit" in their patch notes when they nerfed the car. The only quick way to get rich in Forza is to camp the AH and flip cars, which takes time unless you run bots on PC. Speaking of bots, let's not forget how you can be outsniped by bots when looking for rare cars.
I don't have this time. I also don't have time to farm perk points in Forza by doing donuts in the desert running over cacti for hours like an idiot. Same way I don't have time to run Fisherman's a million times to buy the F1.
You're the one who's trying to scapegoat Forza by claiming it as "superior" to GT when all the FOMO mechanics from GT came from Forza itself. Playground did the EXACT same with their game that PD is doing now. They actually did worse, lol. And they keep getting away with it because of apologizers like you, who give them a pat on the back because "no MTX". Then they make you grind the Playlist for a month, being forced to interact with the idiots who play online, in order to get enough points to win a car GT7 gives you for free (Mustang Mach 1). Not to mention the worse things they did in the past, like locking cars behind Eliminator, Playground Games or even PvP modes.
The whole genre went to ** when it became service with this FOMO ****** and it's just not ok to single GT out just because it's the only one of the bunch with a microtransaction system in place. Bad things are bad regardless of money.