Quakebass
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- Washington
- quakebass
I agree with you. I want to clarify my Hagerty point though:
It’s important to point out that most Hagerty customers insure extra cars through the company. Generally, that $XYZ amount per month is being paid in addition to the one or two daily drivers that households (in the USA) may have. 5,000 miles a year is generally not enough miles for a daily driven car.
It’s kind of like saying “Oh, the mortgage for a beach house isn’t so bad” until you realize that’s money being paid on top the mortgage you have on your primary residence along with all of the other costs/maintenance/etc associated with it. It’s safe to say that the average Hagerty customer is generally older and more “well-to-do” than your average automotive insurance customer since they are insuring a classic car.
Yes, I know this. Hagerty actually will not insure a primary vehicle, they require you to have a primary vehicle registered and insured under your name. It’s customers are actually exclusively people with more than one car. It’s collector car insurance. But Hagerty isn’t only for the Uber-rich, owners of supercars, historic race cars, or other rare classic relics. It’s a great alternative that’s waaay more affordable for people with a secondary/weekend/project car, like a Miata or Boxter/transaxle Porsche. In fact in some cases it’s the only way to insure an imported car, as not all agencies will do so for some particular models (and certainly not for a good price). Even if Hagerty’s average customer is more on the rich side, the service they provide is useful for all income levels that will allow you to own a car.
Regardless, the point I was making in all of this was that it literally could be cheaper to make use of Hagerty’s service for a free car than to buy the microtransactions necessary to afford one of the high end legendary cars. That’s how bad PD has made the economy in GT7.
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