Road cars are biased towards understeer, in most cases regardless of aids being on or off, that's how OEMs set-them up. some will then transition to oversteer, but the understeer will almost always be the initial balance (because dead customers don't repurchase).
As for the 4C, it's 100%, not 'just' understeer...
Oh and road tests on the 4C highlighted the initial understeer bias.
With a carbon fibre chassis, unassisted steering and those looks, how can the 4C fail to impress?
www.evo.co.uk
AC's physics match reality better across the board, they aren't perfect (but it is now an old title), but it's still overall doing a better job than GT7.